The Right Words for Life’s Important Letters
Free, ready-to-use templates and plain-English guides for insurance claims, debts, credit disputes, workplace emails and legal letters, written so you know exactly what to say.
Latest Guides & Templates
- Dental Insurance Appeal Letter for a Denied Claim (4 Templates)
Claim denied? Write a dental insurance appeal letter that answers the actual denial reason. 4 templates, what to attach, deadlines and next steps if it fails. - Hardship Letter for a Car Loan (4 Templates and Tips)
Falling behind on your car payment? Send a hardship letter for a car loan before repossession is on the table. 4 templates, what to ask for and next steps. - Letter to Landlord for Security Deposit Return (4 Templates)
Moved out and still waiting on your deposit? Here’s how to write a letter asking your landlord to return your security deposit, with 4 templates, state deadlines and what to do next. - Email to Ask for a Raise: 5 Templates That Sound Like You
Learn how to write an email to ask for a raise: when to send it, what to include, 5 copy-ready templates, and how to follow up if the answer is no. - Resignation Letter With Two Weeks’ Notice (5 Templates)
Write a resignation letter with two weeks’ notice the right way: what to include, 5 copy-ready templates, how to hand it in, and your final paycheck. - Letter to a Creditor Asking for a Payment Plan (5 Templates)
Can’t pay a bill in full? Learn how to write a letter asking your creditor for a payment plan, with 5 templates, a budget example and what to get in writing. - How to Write a Goodwill Letter to Remove a Late Payment (3 Templates)
Got one late payment hurting your credit? Here’s how to write a goodwill letter asking your creditor to remove it, with 3 copy-ready templates and tips. - Car Accident Claim Letter to an Insurance Company (Samples + Tips)
Need to file a car accident claim? Learn how to write a car accident claim letter to an insurance company, what to include, and copy our free samples. - How to Write a Demand Letter for Unpaid Money (Free Template)
Someone owes you money? Learn how to write a demand letter for unpaid money that is firm and professional, with a free template you can copy today.
Browse by Topic
Insurance Letters
Appeals, claims and disputes with insurers.
Money & Debt
Hardship letters and payment plans.
Credit & Banking
Disputes, fee waivers and goodwill letters.
Legal Letters
Demand letters and formal notices.
How We Write Our Guides
Every guide explains when to send a letter, what it must include and how to word it, with a template you can copy. We base our guides on official consumer-protection sources and update them when rules change. Our content is general information, not legal or financial advice. Read our disclaimer.